A unique modular end-to-end offering for all your Instant Payments needs

The need for speed is generally increasing, and is impacting customer demands. This also applies to payments. Banks and financial institutions nowadays are expected to offer instant payment capabilities. However, the development of real-time processing technology with 24/7 service availability requires huge investments. How do you make a profitable business case?

As a frontrunner in payments, equensWorldline has been pioneering Instant Payments in the eurozone for the last few years. We have the unique capability to cover the whole value chain for Instant Payments, from payment initiation and channel solutions that directly benefit the end-customer, to back-office processing and clearing & settlement.

Our Instant Payments solutions

  • We provide innovative Instant Payments - Channel solutions with white-label mobile banking and mobile P2P applications and value-added services such as an alias conversion service and real-time fraud detection.
  • Our Instant Payments - Payments Processing Back-Office solution allows banks to offer Instant Payments to their customers without the need to invest heavily in an ‘always available, low- latency’ payment-processing engine. Banks can benefit from economies of scale by using our shared platform and have the security of remaining compliant. We offer this in various delivery models, ranging from a licensing model and ASP model to full back-office outsourcing.
  • Our Instant Payments - Clearing & Settlement service offers pan-European secure, low-latency clearing to all PSPs in Europe.


All our solutions are separate components that can be procured as an integrated offering or as individual components, depending on your needs.

Channel solutions

Instant Payments at your customers fingertips 

Payments Processing Back-Office

Make your back-office ready for Instant Payments 

Clearing & Settlement

Secure, low latency clearing of Instant Payments transactions 

Discover use cases that go beyond P2P payments

Instant Payment are going to revolutionize the way Europeans pay. Are you interested to learn how?
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