Seamless combination of multi-currency processing, exchange rates, and treasury

Increasing international mobility creates new business opportunities as consumers appreciate knowing the cost of foreign ATM withdrawals or international payments in their home currency. Therefore we, together with FEXCO, have introduced WL Dynamic Currency Conversion (DCC). This offers full insight into the foreign exchange rate applied and the cost of a transaction in the home currency.

Our end-to-end solution includes exchange rates provision, transaction processing, settlement and reconciliation. It enables you to offer international cardholders the benefits of paying in home currency, having full transparency and reducing foreign exchange risks through instant conversion. Moreover, it will create an additional revenue stream and an enhancement of your services to merchants and on ATM devices, thereby strengthening your competitive position.


  • Full acquiring value chain for dynamic currency conversion transactions, for all channels
  • Rate provision, transaction eligibility, margin optimization and treasury management
  • Available on credit and debit card products
  • Fully compliant with MasterCard and VISA card scheme DCC eligibility rules
  • 80 DCC currencies against EUR basis
  • Access to equensWorldline’s and FEXCO’s support services for acquirers
  • Reliable and robust service delivery from PCI-Level 1 DSS partners
  • Suite of business intelligence reporting

Value for our clients

  • Additional revenue stream from existing international card transactions
  • Zero foreign exchange risk with FEXCO’s treasury services
  • Increased attractiveness for international cardholders
  • Maximized ROI through optimized DCC convertible volumes
  • Quick time to market by leveraging pre-built FEXCO-Worldline integrations
  • No additional charge for card holder, it replaces foreign exchange process normally applied by card schemes and card issuers

Extend your ATM Offering with WL Dynamic Currency Conversion

ATM owners can generate revenue while also providing a value added service to international cardholders. Enjoy simplified integration and quick time to market by levering the FEXCO-Worldline platform. Interested?
Download our brochure